Every Stripe fee, classified to the cent.
finco reads 12 months of your Stripe ledger with a read-only key, attributes every fee to a cause, and ranks the fixes by what they are worth.
- Read-only restricted key — we cannot move your money, issue refunds, or change your account.
- The key is used for one read, then discarded. It never reaches our database, logs, or email.
- Every figure is computed from your ledger, and anything estimated is labelled estimated.
Fee summary — USD
| Category | Items | Total |
|---|---|---|
| Card processing | 8,412 | $39,412.60 |
| International + FX | 1,203 | $4,880.12 |
| Instant payouts | 52 | $1,940.00 |
| Disputes | 14 | $1,120.00 |
| Refund fees | 311 | $857.72 |
| Total | 9,992 | $48,210.44 |
to the cent
What is in the report
Fees by cause, per currency
Every fee attributed to what caused it — card processing, international, FX, instant payouts, disputes, refunds. Currencies are reported separately and never summed together.
Findings ranked by what they are worth
Each finding carries a dollar amount and says whether that figure is exact or estimated. Estimates from partial coverage are labelled estimated even when the observation was exact.
Unknown fees, surfaced
Anything the engine cannot classify gets its own line with a count. It is never folded into a category that merely looks plausible.
Monthly totals you can check
Laid out to reconcile line by line against Stripe’s own Balance summary report.
Methodology
How each number was derived, so your finance team can verify the work rather than trust it.
How it works
- 1
Pay $199
Card, one time. No subscription and no account to manage.
- 2
Create a restricted key
Read access to Balance, Charges, and Payouts. Everything else stays at None.
- 3
Paste it once
We read 12 months of your ledger in a single paced pull, then drop the key.
- 4
Read your report
It lands at your own link, and we email you the headline figures when it is ready.
What happens to your key
Restricted and read-only
We accept rk_ restricted keys and refuse secret keys outright. Read access cannot move money, issue refunds, or change anything in your account.
Used once, then gone
The key lives in the memory of a single request. It is never written to our database, our logs, or any email we send.
Revoke it when you are done
Delete the key in your Stripe Dashboard once your report arrives. Nothing on our side depends on it afterwards.
$199, once. No subscription.
One audit of the last 12 months, delivered as a report you can hand to your finance team.